Financial planning that starts with a conversation
Describe your household the way you'd tell a friend. An AI agent assembles your profile, connects your accounts, and asks when it isn't sure — and nothing is calculated until you've confirmed every figure. Everything sensitive is encrypted before it's stored, and only you can reach it.
Three things that set Mensari apart from a generic spreadsheet or a one-size-fits-all calculator.
Describe your household in plain language. The agent asks follow-ups, connects your bank accounts through Plaid or reads a spreadsheet you upload, and assembles it all into a structured profile. When something is ambiguous, it asks you — it never guesses.
The agent's job ends at organizing your information. Every projection comes from a deterministic planning engine, and only after you've reviewed and confirmed your profile. Same confirmed inputs, same numbers, every time.
Sensitive fields are encrypted before they ever reach the database, and bank connections go through Plaid so your banking credentials never touch our servers. Every request is ownership-checked on the server, and downloads use short-lived signed links. Delete a run, an intake, or your entire account whenever you like.
Four steps from first hello to interactive plan — with a plain-language disclaimer up front and your confirmation before the engine runs.
Tell the AI agent about your household the way you'd tell a friend. It asks follow-ups, connects accounts via Plaid, or reads a spreadsheet you upload — and you approve every import before it merges.
Review the profile the agent assembled and correct anything that looks off. Nothing is calculated until you say so.
A deterministic planning engine turns your confirmed inputs into projections — the same numbers every time for the same profile.
Walk through eight plan sections, ask the agent follow-up questions about your numbers, and download Excel and HTML deliverables.
Cash flow, tax, investments, insurance, retirement, and estate, modelled together from the information you confirm.
Map income, expenses, and surplus so trade-offs are visible before you commit.
Model federal and provincial tax impacts across accounts and life stages.
See how your savings are spread across account types and how much room you have in tax-sheltered accounts — without recommending specific investments.
Estimate whether your life and disability coverage matches what you said you need.
Project whether savings and spending align with your target retirement age.
Flag whether your estate may have enough cash to cover taxes and debts, and surface beneficiary topics to discuss with professionals.
A financial plan holds some of the most sensitive information you have. These claims mirror our internal security documentation — not marketing copy.
Profiles, transcripts, and plan snapshots are encrypted at the field level before they are written to the database — not just at the disk layer.
Every read and write is ownership-checked on the server — another user's resource simply doesn't exist for you. Sign-in is handled by Clerk, a dedicated authentication provider, so we never see or store your password.
Account connections go through Plaid. Your banking username and password are never sent to our servers — we hold only a revocable access token, encrypted before it's stored.
Plan deliverables are never publicly reachable. Downloads use short-lived, signed links scoped to your account.
Remove an individual intake or run — or your entire account and all associated data — right from the dashboard.
Educational decision-support only. Not financial, tax, legal, or investment advice. No specific securities or products are recommended.
Read our compliance framingCreate a free account, tell the AI agent about your household, and generate an illustrative plan — confirmed by you, encrypted before it's stored.